A person's credit rating is based on a number of factors that credit rating agencies consider indicative of the likelihood that a loan will be paid back on time. In some cases, your credit rating may be lowered if you have been evicted from your apartment.
Features
According to the California Tenant Law website, the three major credit reporting agencies, Equifax, Experian and TransUnion, will include an eviction notice on a credit report only if the landlord was awarded a money judgment by a court of law. Otherwise, the agencies will not know about it.
Considerations
There is no section for "evictions" on a credit report, explains VideoCreditReport.com. However, there is a section for public records, under which a legal judgment ordering you to pay your rent could appear and harm your score. This depends on a number of factors, including the rest of your credit history and how much money you owe.
Expert Insight
An eviction will be reflected on your credit report under certain circumstances, warns Experian.com. If you were evicted because you owe money for rent, the collection account generated by this incident will show up on your credit report for seven years and hurt your rating.
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