How to Get Your Credit Score by US Mail

Under the Fair and Accurate Transactions Act, U.S. consumers are entitled to one free credit report per year from each of the three credit reporting companies. TransUnion, Experian and Equifax are the only three authorized credit reporting companies. While the free credit reports are available online, it is possible to receive them via U.S. mail.

Instructions

1

Visit AnnualCreditReport.com. This is the only website that's authorized by the three credit reporting companies to provide this service. Click on the "request your report through the mail" link.

2

Download the mail request form. It opens in Adobe Reader. Print off the document.

3

Complete the form. Provide your Social Security number, date of birth and current mailing address. If you've been at your current address for less than two years, provide your previous mailing address as well. Indicate which company's credit reports you want to receive. You can choose to have only the last four numbers of your Social Security number shown on the report.

4

Mail the form in a No. 10 envelope to the address provided at the top of the sheet. The process takes about 15 days, after which the reports are sent out by U.S. mail.