How to Check My Credit History Online

Consumers are allowed one free credit report per year by law, according to the Federal Trade Commission. This free credit report is available on the website AnnualCreditReport.com, which is the only website allowed to give the free credit report. Consumers can quickly and easily access their credit report by providing basic information to the service. This credit report lists a consumer's credit history and provides him with an overview of his financial situation.

Instructions

1

Go to AnnualCreditReport.com.

2

Select your state from the drop-down menu in the middle of the screen.

3

Enter your full legal name, date of birth, Social Security Number and current address into the request form. List a previous address if you have lived in that residence for less than two years. Enter the security code as listed in the box in the bottom of the screen. Click continue.

4

Answer your security question to view your credit report online. You may be required to enter your credit card number at this time to further verify your identity.