Increase your credit score in 2010 with these tips that will help improve your finance.
Instructions
- 1
Become more determined to increase your credit score and credit standing.
The first step towards better credit is to be more responsible. Your attitude towards credit management will determine the altitude of your credit score.
Create fewer bills.
The economy is predicted to be slow in 2010 as fewer consumers will have jobs. In fact, this economy need for everyone to increase their spending and to exercise greater buying power. Just don't try to buy out the recession by yourself. Pay using cash or your debit card as often as possible. Doing so, will reduce your trailing debt and interest expense.
Pay more than the minimum payment.
Creditors extend terms that are calculated to do more harm to consumers than good. A typical purchase may result in paying over triple the original cost due to interest. Make 2010 the year that you send in more than the minimum payment.
Pay your bills sooner.
Don't try to time your grace period and juggle bills to make it before being late. Try to pay your bills based on your last statement. Look at your last statement for each bill to notice the statement date. As long as you have not increased your balance, you can still pay more than your last minimum payment.
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