How to Get Experian FICO Score

Before early 2009, consumers were able to get FICO scores calculated from all three of their credit reports---Equifax, Experian and TransUnion. As of February 14, 2009, Experian has cut off the consumer's ability to see their Experian FICO score, but is still allowing lenders to use this score to make credit decisions, according to the L.A. Times and Money Blue Book. This can be detrimental for consumers since not knowing this third score can bring about a surprise denial, if your other two scores are decent.

Instructions

1

Apply for credit with a mortgage lender. When you apply for this type of credit, the broker or loan officer sitting in front of you usually looks at all three of your scores immediately.

2

Talk to the broker or loan officer and ask to see your score. According to Money Blue Book, this type of lender is usually willing to share this information with you if request and may even give you tips on how to raise it to get the interest rate or amount that you need.

3

Repeat this process each time you need to see your Experian score.