How to Find an Apartment With No Credit Check

Finding an apartment is stressful enough without worrying about passing a credit check. There are many landlords that do not require a credit check before leasing an apartment. With a little searching, and a backup plan, you can easily find an apartment despite your bad credit score.

Instructions

1

Gather letters of recommendation from former or current landlords and employers. In lieu of a credit report, a letter of recommendation ensures a landlord that while you do not have an ideal credit score, you are able to retain a job and pay your rent on time.

2

Look for apartments in your local rental listings. These can be found in newspapers and various apartment locating websites such as apartmentfinder.com. There should be a phone number accompanying the listing so that you can call the landlord or building management company to set up a time to view the apartment.

3

Visit the apartments that interest you. If you decide there is an apartment you like, let the landlord know you are interested and she will let you know if a credit check is required to rent the apartment. Oftentimes for smaller apartment buildings, a credit check will not be required.

4

Let the landlord know that you are employed and have letters of recommendation available at her request.