How to Get Safe Credit Checks

It is extremely important to stay up to date on your credit score, especially if you plan on taking out a large loan or mortgage within the forseeable future. Your credit score is going to help determine how much money you qualify for and how high the interest payments are going to be. However, it is important to protect your credit information, so when you perform a credit check you want the online site to be secure and safe.

Instructions

1

Launch your Internet browser and navigate to the site "AnnualCreditReport.com." This website is recommended by the Federal Trade Commission and is an extremely safe site to check your credit score on. Do not use one of the free credit score sites you see advertised on commercials because you have to sign up for a service with a monthly fee before you can look at your credit score.

2

Select the state you are currently residing in and click the "Request Report" button to the right.

3

Type in the required information, including your full name, birthday, Social Security number, address and a security code at the bottom of the page. The web page is protected and authenticated, so you do not need to worry about your Social Security information being stolen.

4

Click "Continue" and your credit report information is displayed. You may want to print off the content for your records. Do this by clicking "File" followed by "Print."

5

Log off of the site and close the web browser. This is especially important if you are using a public access computer, such as one at a school or library.